I am totally happy for you to continue with Excel, no one will argue with you. and it is one born of years of experience. I totally get why people are fixated on Excel (because their employers choose it, so it is easier to use one than multiple), but overall, I do not choose it and I am more than happy with my decision. It is so much easier to maintain, easier to present, just overall a better modeling tool than Excel. I converted it to Numbers because I was sick of paying the MicroSoft tax. It does taxes, reverse taxes, taxable and tax preferenced investments, multiple income sources, inflation, everything is a variable so you can do what if analysis and see how your portfolio responds, what are your best retirement options etc. I originally wrote a financial planing tool for my retirement funds in Excel. On Excel, you change the entire row, or entire column - very inconvenient. It is so mush more convenient with adding multiple tables each with there own naming, dimensions, and formatting. My biggest peeve with Excel (besides the terrible ribbon) is that outdated one honking table per sheet paradigm. I have used Excel for over 20 years, they have a few features that I would like Numbers to have (but now that Numbers has added Pivot tables, after MS trademark or patent expired, that list is small), but overall, it is not a feature if you don’t use it, Excel has a lot of clutter that most people simply don’t use, and therefore it is not a feature.įor example, crappy database stuff - use a database, lots of good free ones out there.
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